Kathy Jo Pollack, MA, ACC, BCC

Professional Life Coach, Motivational Speaker & Trainer

Focusing on Your Success

Specializing in Finance | Relationships | Etiquette | Confidence

Certifications & Memberships

Life Coach Certification from Coach Training Alliance

Online Networks

Kathy Jo Pollack
Independent Sales Consultant

My Articles and Links



Resources, Information and Links

Personal Finance

Identity Theft - Information & Links

Additional Resources & Links

  • AnnualCreditReport.com is the official site to help consumers to obtain their free credit report. This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. Or call 1-877-322-8228.
  • Bankrate.com provides news, tips and advice to compare mortgage rates, home equity loans, CDs, car loans, credit cards and money market accounts.
  • ChexSystems is comprised of member financial institutions that regularly contribute information on closed checking and savings accounts. ChexSystems shares this information among its member institutions to help them assess the risk of opening new accounts. Use this link to order your free financial report.
  • Consumer Financial Protection Bureau (CFPB) CFPB's mission is to make markets for consumer financial products and services work for Americans. They supervise banks, credit unions & other financial companies, and enforce federal consumer financial laws.
  • Credit Karma provides consumers with a FREE credit score. Use this service to track your score and stay informed.
  • Credit Unions - a Smart Choice. Find a credit union and learn more!
  • Federal Trade Commission (FTC), created in 1914, is the nation's consumer protection agency. It deals with issues that touch the economic lives of most Americans. Visit this website for practical information on a variety of consumer topics including credit reports, financial issues, identity theft, and the National Do Not Call Registry.
  • Mint.com offers free online money management and budgeting software. Selected as the "best budgeting site" by Kiplinger's magazine and the best online personal finance tool by Money Magazine.
  • myFICO.com provides information on credit scoring. A credit score is the number that is formulated based on your credit history helping lenders evaluate your credit risk.
  • National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at this Website. You can register your home or mobile phone for free.You can register online at www.donotcall.gov or call 1-888-382-1222 from the phone you wish to register. Registration does NOT expire.
  • National Foundation for Credit Counseling promotes the national agenda for financially responsible behavior and builds capacity for its Members to deliver the highest quality financial education and counseling services. Call 1-800-388-2227 to speak to a counselor near you.
  • Opt-Out of credit offers. You have a choice about whether you want to receive prescreened offers of credit and insurance. You have two choices: you can opt out for five years or permanently. To Opt-Out for five years call 1-888-567-8688 (1-888-5OPT-OUT). To Opt-Out permanently, visit www.optoutprescreen.com to initiate your request and print the form. The phone number and website are operated by the major consumer reporting companies.
  • QUIZ - Are You at Risk for Identity Theft? Test Your "Identity Quotient" (click to open)
  • Social Security - this is the official Social Security website.

Inspiration & Motivation

  • Featured author "Life Choices: Putting the Pieces Together." I am one of 26 real-life authors who share their personal story of how they put together the pieces of their life puzzles. Contact me to purchase the book ($24.95 + tax).

  • Eden Sterlington's "SatisFillment: Your Proven Pathway to POWER Action Guide" I was honored to be one of the first to read & review this empowering book. Click for more details and to order.
  • Life - Balance - Stress